Something from the lawyers...Nothing presented herein is intended to constitute investment advice, nor sales material, and no investment decision should be made based on any information provided herein. This is not an offer, solicitation of an offer, or advice to buy or sell securities. RealTalk Financial does not offer or provide tax or legal advice. Past performance is not an indication of future returns. All figures are for illustrative purposes only, and do not reflect the risks, expenses or charges associated with an actual investment. The rate of return of investments fluctuates over time and, as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. Results are rounded for illustrative purposes. Actual results in each case are slightly higher or lower.